Credit Manager job description

Use this Credit Manager job description template to advertise open roles for your company. Be sure to modify requirements and duties based on the unique needs of the role you’re hiring for.
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Job brief

We are searching for an experienced and detail-oriented Credit Manager to oversee whole lending processes, craft credit scoring models to analyze creditworthiness, and determine interest rates and loan terms.


  • Create models for credit scoring on risk assessments.
  • Update and assess the company’s credit policies.
  • Decline or take on loans predicated on obtainable data.
  • Position and compute interest rates for loans.
  • Analyze the creditworthiness of prospective customers.
  • Work out the terms of loans to clients.
  • Explain loan processes to prospective clients.
  • Supervise loan payments and keep track of bad debts.
  • Certain lending processes and loans meet rules and laws.
  • Keep records of all loans issued by the company.
  • Ensure the exactness of financial statements about the entire subject area and the work of the assigned teams.
  • Maintain the credit policies of the company.
  • Manage the credit files of your customers.
  • Keep an eye on how credit is granted and updated.
  • Accept or reject the credit recommendations of the staff.
  • Investigate the largest customer credit applications personally.
  • Customers' deductions should be monitored.
  • Organize the charging of late fees.
  • Maintain communication with credit bureaus.
  • Manage the sales department's relationships.


  • Bachelor’s in Finance or Accounting
  • 6+ years of experience working with credit or 2+ years of credit manager experience
  • Strong knowledge of lending procedures and other related laws
  • Good mathematical skills
  • Communication and interpersonal skills
  • Detail-oriented
  • Ability to work precisely under pressure

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